Hey everyone, I’m Russ Berryhill with Berryhill Insurance Group. And today I want to answer the question that I get asked most frequently as it relates to life insurance, which is, “Hey Russ, what is the best life insurance policy?”
And my answer for a long time was, the best life insurance policy is the one that’s enforced when you die. But after working with clients over the years and customizing solutions to meet their needs, I’ve revised my answer a little bit. And I believe that your guiding principles when buying life insurance should be, buy the policy that gives you the best peace of mind and the one that helps you feel most financially secure.
Whether it’s term life, which is temporary for a period of years, and then it’s over, unless you convert it to a permanent. Or whether it’s permanent life insurance, like a whole life or index life policy that has cash value, but it’s permanent, a little more expensive, sometimes a lot more expensive than term. Whichever policy that meets your needs is what you need to go with. But meet with your trusted advisor. If you need to consult with anyone, we’re available. Just reach out to us at berryhillinsurance.com.
“If every person knew what every widow knows, no spouse would be without life insurance.” I love that quote. Think about that. If we can help you, we’re happy to. Thank you much. Have a great day.
Call Berryhill Insurance Group in Little Rock AR at (501) 868-9338